{
 "_site": "Card Processing Fees",
 "_url": "https://allthefees.com/card-processing-fees",
 "_updated": "2026-08-26",
 "_license": "CC BY 4.0 — https://creativecommons.org/licenses/by/4.0/",
 "_attribution": "Card Processing Fees (https://allthefees.com/card-processing-fees)",
 "_method": "https://allthefees.com/card-processing-fees/method",
 "_note": "Every figure comes from the provider's own published pricing page. Fields listed in `unconfirmed` are not stated publicly by the provider. price_visibility separates what a provider does not publish from what we could not read. No computed values are stored; see _method.",
 "rows": [
  {
   "key": "square",
   "brand": "Square",
   "vendor_url": "https://squareup.com",
   "pricing_url": "https://squareup.com/us/en/pricing",
   "markets": [
    "US",
    "UK"
   ],
   "category": "reader",
   "parent_company": null,
   "parent_src": null,
   "price_published": true,
   "price_visibility": "published",
   "rate_disclosure": "full",
   "affiliate_brand": null,
   "pricing_url_uk": "https://squareup.com/gb/en/pricing",
   "_checked": "2026-08-25",
   "unconfirmed": [
    "chargeback_fee",
    "payout_days",
    "parent_company"
   ],
   "plans": [
    {
     "name": "Free",
     "currency": "USD",
     "monthly_fee": 0,
     "hardware_cost": 0,
     "hardware_monthly": null,
     "cp_pct": 2.6,
     "cp_fixed": 0.15,
     "cnp_pct": 3.3,
     "cnp_fixed": 0.3,
     "pci_monthly": null,
     "monthly_minimum": null,
     "chargeback_fee": null,
     "contract_months": null,
     "payout_days": null,
     "interchange_plus": false,
     "price_is_from": false,
     "vat_basis": null,
     "notes": "2.6% + 15c in person; 3.3% + 30c online; 3.5% + 15c keyed. First magstripe reader free.",
     "min_monthly_volume": null,
     "max_monthly_volume": null
    },
    {
     "name": "Plus",
     "currency": "USD",
     "monthly_fee": 49,
     "hardware_cost": 0,
     "hardware_monthly": null,
     "cp_pct": 2.5,
     "cp_fixed": 0.15,
     "cnp_pct": 2.9,
     "cnp_fixed": 0.3,
     "pci_monthly": null,
     "monthly_minimum": null,
     "chargeback_fee": null,
     "contract_months": null,
     "payout_days": null,
     "interchange_plus": false,
     "price_is_from": false,
     "vat_basis": null,
     "notes": "$49/month per location. Reader $59, Stand $149, Terminal $299, Register $899.",
     "min_monthly_volume": null,
     "max_monthly_volume": null
    },
    {
     "name": "Premium",
     "currency": "USD",
     "monthly_fee": 149,
     "hardware_cost": 0,
     "hardware_monthly": null,
     "cp_pct": 2.4,
     "cp_fixed": 0.15,
     "cnp_pct": 2.9,
     "cnp_fixed": 0.3,
     "pci_monthly": null,
     "monthly_minimum": null,
     "chargeback_fee": null,
     "contract_months": null,
     "payout_days": null,
     "interchange_plus": false,
     "price_is_from": false,
     "vat_basis": null,
     "notes": "$149/month per location.",
     "min_monthly_volume": null,
     "max_monthly_volume": null
    },
    {
     "name": "Free (Square Reader)",
     "currency": "GBP",
     "monthly_fee": 0,
     "hardware_cost": 19,
     "hardware_monthly": null,
     "cp_pct": 1.75,
     "cp_fixed": 0,
     "cnp_pct": 1.4,
     "cnp_fixed": 0.25,
     "pci_monthly": null,
     "monthly_minimum": null,
     "chargeback_fee": null,
     "contract_months": null,
     "payout_days": null,
     "interchange_plus": false,
     "price_is_from": false,
     "vat_basis": "ex",
     "notes": "1.75% for transactions with UK cards. Square Reader GBP 19 + VAT.",
     "min_monthly_volume": null,
     "max_monthly_volume": null
    },
    {
     "name": "Free (Square Terminal)",
     "currency": "GBP",
     "monthly_fee": 0,
     "hardware_cost": 149,
     "hardware_monthly": null,
     "cp_pct": 1.75,
     "cp_fixed": 0,
     "cnp_pct": 2.5,
     "cnp_fixed": 0,
     "pci_monthly": null,
     "monthly_minimum": null,
     "chargeback_fee": null,
     "contract_months": null,
     "payout_days": null,
     "interchange_plus": false,
     "price_is_from": false,
     "vat_basis": "ex",
     "notes": "Terminal GBP 149 + VAT, or GBP 25 + VAT a month for six months. Manually entered 2.5%.",
     "min_monthly_volume": null,
     "max_monthly_volume": null
    }
   ]
  },
  {
   "key": "shopify",
   "brand": "Shopify",
   "vendor_url": "https://www.shopify.com",
   "pricing_url": "https://www.shopify.com/pos/pricing",
   "markets": [
    "US",
    "UK"
   ],
   "category": "gateway",
   "parent_company": null,
   "parent_src": null,
   "price_published": true,
   "price_visibility": "published",
   "rate_disclosure": "full",
   "affiliate_brand": "Shopify",
   "pricing_url_uk": "https://www.shopify.com/uk/pricing",
   "_checked": "2026-08-25",
   "unconfirmed": [
    "hardware_cost",
    "chargeback_fee",
    "payout_days",
    "vat_basis"
   ],
   "plans": [
    {
     "name": "Basic",
     "currency": "USD",
     "monthly_fee": 39,
     "hardware_cost": null,
     "hardware_monthly": null,
     "cp_pct": 2.6,
     "cp_fixed": 0.1,
     "cnp_pct": 2.9,
     "cnp_fixed": 0.3,
     "pci_monthly": null,
     "monthly_minimum": null,
     "chargeback_fee": null,
     "contract_months": null,
     "payout_days": null,
     "interchange_plus": false,
     "price_is_from": false,
     "vat_basis": null,
     "notes": "$39/mo billed monthly ($29 billed yearly). POS Lite included; POS Pro $89/month per location.",
     "min_monthly_volume": null,
     "max_monthly_volume": null
    },
    {
     "name": "Grow",
     "currency": "USD",
     "monthly_fee": 105,
     "hardware_cost": null,
     "hardware_monthly": null,
     "cp_pct": 2.5,
     "cp_fixed": 0.1,
     "cnp_pct": 2.7,
     "cnp_fixed": 0.3,
     "pci_monthly": null,
     "monthly_minimum": null,
     "chargeback_fee": null,
     "contract_months": null,
     "payout_days": null,
     "interchange_plus": false,
     "price_is_from": false,
     "vat_basis": null,
     "notes": "$105/mo billed monthly ($79 yearly). 1% fee if a third-party gateway is used.",
     "min_monthly_volume": null,
     "max_monthly_volume": null
    },
    {
     "name": "Advanced",
     "currency": "USD",
     "monthly_fee": 399,
     "hardware_cost": null,
     "hardware_monthly": null,
     "cp_pct": 2.4,
     "cp_fixed": 0.1,
     "cnp_pct": 2.5,
     "cnp_fixed": 0.3,
     "pci_monthly": null,
     "monthly_minimum": null,
     "chargeback_fee": null,
     "contract_months": null,
     "payout_days": null,
     "interchange_plus": false,
     "price_is_from": false,
     "vat_basis": null,
     "notes": "$399/mo billed monthly ($299 yearly).",
     "min_monthly_volume": null,
     "max_monthly_volume": null
    },
    {
     "name": "Basic",
     "currency": "GBP",
     "monthly_fee": 25,
     "hardware_cost": null,
     "hardware_monthly": null,
     "cp_pct": 1.7,
     "cp_fixed": 0,
     "cnp_pct": 2.0,
     "cnp_fixed": 0.25,
     "pci_monthly": null,
     "monthly_minimum": null,
     "chargeback_fee": null,
     "contract_months": null,
     "payout_days": null,
     "interchange_plus": false,
     "price_is_from": false,
     "vat_basis": null,
     "notes": "GBP 25/mo billed monthly (GBP 19 yearly). In person 1.7% + 0p.",
     "min_monthly_volume": null,
     "max_monthly_volume": null
    },
    {
     "name": "Advanced",
     "currency": "GBP",
     "monthly_fee": 344,
     "hardware_cost": null,
     "hardware_monthly": null,
     "cp_pct": 1.5,
     "cp_fixed": 0,
     "cnp_pct": 1.5,
     "cnp_fixed": 0.25,
     "pci_monthly": null,
     "monthly_minimum": null,
     "chargeback_fee": null,
     "contract_months": null,
     "payout_days": null,
     "interchange_plus": false,
     "price_is_from": false,
     "vat_basis": null,
     "notes": "GBP 344/mo billed monthly (GBP 259 yearly). In person 1.5% + 0p.",
     "min_monthly_volume": null,
     "max_monthly_volume": null
    }
   ]
  },
  {
   "key": "stripe",
   "brand": "Stripe",
   "vendor_url": "https://stripe.com",
   "pricing_url": "https://stripe.com/us/pricing",
   "markets": [
    "US",
    "UK"
   ],
   "category": "gateway",
   "parent_company": null,
   "parent_src": null,
   "price_published": true,
   "price_visibility": "published",
   "rate_disclosure": "full",
   "affiliate_brand": "Stripe",
   "pricing_url_uk": "https://stripe.com/gb/pricing",
   "_checked": "2026-08-25",
   "unconfirmed": [
    "payout_days"
   ],
   "plans": [
    {
     "name": "Terminal (in person)",
     "currency": "USD",
     "monthly_fee": 0,
     "hardware_cost": 59,
     "hardware_monthly": null,
     "cp_pct": 2.7,
     "cp_fixed": 0.05,
     "cnp_pct": 2.9,
     "cnp_fixed": 0.3,
     "pci_monthly": null,
     "monthly_minimum": null,
     "chargeback_fee": 15,
     "contract_months": null,
     "payout_days": null,
     "interchange_plus": false,
     "price_is_from": false,
     "vat_basis": null,
     "notes": "2.7% + 5c per successful card transaction. Reader M2 $59; Reader S700 $299.",
     "min_monthly_volume": null,
     "max_monthly_volume": null
    },
    {
     "name": "Standard (online only)",
     "currency": "USD",
     "monthly_fee": 0,
     "hardware_cost": null,
     "hardware_monthly": null,
     "cp_pct": null,
     "cp_fixed": null,
     "cnp_pct": 2.9,
     "cnp_fixed": 0.3,
     "pci_monthly": null,
     "monthly_minimum": null,
     "chargeback_fee": 15,
     "contract_months": null,
     "payout_days": null,
     "interchange_plus": false,
     "price_is_from": false,
     "vat_basis": null,
     "notes": "2.9% + $0.30 for domestic cards; no setup or monthly fees. No card-present rate on this plan.",
     "min_monthly_volume": null,
     "max_monthly_volume": null
    },
    {
     "name": "Terminal (WisePad 3)",
     "currency": "GBP",
     "monthly_fee": 0,
     "hardware_cost": 49,
     "hardware_monthly": null,
     "cp_pct": 1.4,
     "cp_fixed": 0.1,
     "cnp_pct": 1.5,
     "cnp_fixed": 0.2,
     "pci_monthly": null,
     "monthly_minimum": null,
     "chargeback_fee": null,
     "contract_months": null,
     "payout_days": null,
     "interchange_plus": false,
     "price_is_from": false,
     "vat_basis": "ex",
     "notes": "1.4% + 10p per successful charge for EEA cards. WisePad 3 GBP 49 excluding VAT.",
     "min_monthly_volume": null,
     "max_monthly_volume": null
    },
    {
     "name": "Terminal (Reader S700)",
     "currency": "GBP",
     "monthly_fee": 0,
     "hardware_cost": 229,
     "hardware_monthly": null,
     "cp_pct": 1.4,
     "cp_fixed": 0.1,
     "cnp_pct": 1.5,
     "cnp_fixed": 0.2,
     "pci_monthly": null,
     "monthly_minimum": null,
     "chargeback_fee": null,
     "contract_months": null,
     "payout_days": null,
     "interchange_plus": false,
     "price_is_from": false,
     "vat_basis": "ex",
     "notes": "Reader S700 GBP 229 excluding VAT. Non-EEA cards 2.9% + 10p.",
     "min_monthly_volume": null,
     "max_monthly_volume": null
    }
   ]
  },
  {
   "key": "paypal-zettle",
   "brand": "PayPal (Zettle)",
   "vendor_url": "https://www.paypal.com",
   "pricing_url": "https://www.paypal.com/us/business/pos-system/pricing",
   "markets": [
    "US",
    "UK"
   ],
   "category": "reader",
   "parent_company": "PayPal",
   "parent_src": "https://www.paypal.com/gb/business/pos-system/pricing",
   "price_published": true,
   "price_visibility": "published",
   "rate_disclosure": "full",
   "affiliate_brand": null,
   "pricing_url_uk": "https://www.paypal.com/gb/business/pos-system/pricing",
   "_checked": "2026-08-25",
   "unconfirmed": [
    "cp_fixed",
    "chargeback_fee",
    "payout_days"
   ],
   "plans": [
    {
     "name": "Point of Sale (in person)",
     "currency": "USD",
     "monthly_fee": 0,
     "hardware_cost": 29,
     "hardware_monthly": null,
     "cp_pct": 2.29,
     "cp_fixed": 0.09,
     "cnp_pct": 3.49,
     "cnp_fixed": 0.09,
     "pci_monthly": null,
     "monthly_minimum": null,
     "chargeback_fee": 20,
     "contract_months": null,
     "payout_days": null,
     "interchange_plus": false,
     "price_is_from": false,
     "vat_basis": null,
     "notes": "2.29% + $0.09 card present; keyed 3.49% + $0.09. $29 for the first reader, $79 after. No monthly or setup fees.",
     "min_monthly_volume": null,
     "max_monthly_volume": null
    },
    {
     "name": "Zettle Reader 2",
     "currency": "GBP",
     "monthly_fee": 0,
     "hardware_cost": 29,
     "hardware_monthly": null,
     "cp_pct": 1.75,
     "cp_fixed": null,
     "cnp_pct": 3.4,
     "cnp_fixed": 0.2,
     "pci_monthly": null,
     "monthly_minimum": 0,
     "chargeback_fee": null,
     "contract_months": null,
     "payout_days": null,
     "interchange_plus": false,
     "price_is_from": false,
     "vat_basis": "ex",
     "notes": "GBP 29.00 for the first card reader; additional readers GBP 69.00. No monthly or setup fees.",
     "min_monthly_volume": null,
     "max_monthly_volume": null
    },
    {
     "name": "Zettle Terminal",
     "currency": "GBP",
     "monthly_fee": 0,
     "hardware_cost": 149,
     "hardware_monthly": null,
     "cp_pct": 1.75,
     "cp_fixed": null,
     "cnp_pct": 3.4,
     "cnp_fixed": 0.2,
     "pci_monthly": null,
     "monthly_minimum": 0,
     "chargeback_fee": null,
     "contract_months": null,
     "payout_days": null,
     "interchange_plus": false,
     "price_is_from": false,
     "vat_basis": "ex",
     "notes": "GBP 149.00 for the terminal; GBP 199.00 with a built-in barcode scanner.",
     "min_monthly_volume": null,
     "max_monthly_volume": null
    }
   ]
  },
  {
   "key": "sumup",
   "brand": "SumUp",
   "vendor_url": "https://www.sumup.com",
   "pricing_url": "https://sumup.com/en-us/pricing/",
   "markets": [
    "US",
    "UK"
   ],
   "category": "reader",
   "parent_company": null,
   "parent_src": null,
   "price_published": true,
   "price_visibility": "published",
   "rate_disclosure": "full",
   "affiliate_brand": null,
   "pricing_url_uk": "https://www.sumup.com/en-gb/card-readers/",
   "_checked": "2026-08-25",
   "unconfirmed": [
    "cp_fixed",
    "chargeback_fee",
    "payout_days"
   ],
   "plans": [
    {
     "name": "Pay-as-you-go",
     "currency": "USD",
     "monthly_fee": 0,
     "hardware_cost": null,
     "hardware_monthly": null,
     "cp_pct": 2.6,
     "cp_fixed": 0.1,
     "cnp_pct": 3.5,
     "cnp_fixed": 0.15,
     "pci_monthly": null,
     "monthly_minimum": 0,
     "chargeback_fee": null,
     "contract_months": null,
     "payout_days": null,
     "interchange_plus": false,
     "price_is_from": false,
     "vat_basis": null,
     "notes": "2.6% + 10c in person; 3.5% + 15c online and manual entry. No monthly minimums or hidden fees.",
     "min_monthly_volume": null,
     "max_monthly_volume": null
    },
    {
     "name": "POS with Connect Plus",
     "currency": "USD",
     "monthly_fee": 199,
     "hardware_cost": null,
     "hardware_monthly": null,
     "cp_pct": 2.6,
     "cp_fixed": 0.1,
     "cnp_pct": 3.5,
     "cnp_fixed": 0.15,
     "pci_monthly": null,
     "monthly_minimum": null,
     "chargeback_fee": null,
     "contract_months": null,
     "payout_days": null,
     "interchange_plus": false,
     "price_is_from": false,
     "vat_basis": null,
     "notes": "$199/month: cloud POS, customer database, installation and training.",
     "min_monthly_volume": null,
     "max_monthly_volume": null
    },
    {
     "name": "Pay as you go",
     "currency": "GBP",
     "monthly_fee": 0,
     "hardware_cost": 25,
     "hardware_monthly": null,
     "cp_pct": 1.69,
     "cp_fixed": null,
     "cnp_pct": null,
     "cnp_fixed": null,
     "pci_monthly": null,
     "monthly_minimum": 0,
     "chargeback_fee": null,
     "contract_months": null,
     "payout_days": null,
     "interchange_plus": false,
     "price_is_from": false,
     "vat_basis": "ex",
     "notes": "1.69% per transaction for card reader payments. Solo Lite GBP 25. No setup fees, no rentals, no monthly minimums.",
     "min_monthly_volume": null,
     "max_monthly_volume": null
    },
    {
     "name": "Tap to Pay",
     "currency": "GBP",
     "monthly_fee": 0,
     "hardware_cost": 0,
     "hardware_monthly": null,
     "cp_pct": 1.69,
     "cp_fixed": null,
     "cnp_pct": null,
     "cnp_fixed": null,
     "pci_monthly": null,
     "monthly_minimum": 0,
     "chargeback_fee": null,
     "contract_months": null,
     "payout_days": null,
     "interchange_plus": false,
     "price_is_from": false,
     "vat_basis": "ex",
     "notes": "No hardware: payments are taken on the merchant's own phone.",
     "min_monthly_volume": null,
     "max_monthly_volume": null
    },
    {
     "name": "Payments Plus",
     "currency": "GBP",
     "monthly_fee": 19,
     "hardware_cost": 79,
     "hardware_monthly": null,
     "cp_pct": 0.99,
     "cp_fixed": null,
     "cnp_pct": 2.5,
     "cnp_fixed": null,
     "pci_monthly": null,
     "monthly_minimum": null,
     "chargeback_fee": null,
     "contract_months": null,
     "payout_days": null,
     "interchange_plus": false,
     "price_is_from": false,
     "vat_basis": "ex",
     "notes": "0.99% for domestic consumer cards. Online 2.50%. Non-EU or corporate cards, including Amex, 1.69%.",
     "min_monthly_volume": null,
     "max_monthly_volume": null
    }
   ]
  },
  {
   "key": "toast",
   "brand": "Toast",
   "vendor_url": "https://pos.toasttab.com",
   "pricing_url": "https://pos.toasttab.com/pricing",
   "markets": [
    "US",
    "UK"
   ],
   "category": "restaurant",
   "parent_company": null,
   "parent_src": null,
   "price_published": true,
   "price_visibility": "published",
   "rate_disclosure": "none",
   "affiliate_brand": null,
   "pricing_url_uk": "https://pos.toasttab.com/uk/pricing",
   "_checked": "2026-08-25",
   "unconfirmed": [
    "cp_pct",
    "cp_fixed",
    "cnp_pct",
    "cnp_fixed",
    "contract_months",
    "chargeback_fee",
    "vat_basis"
   ],
   "plans": [
    {
     "name": "Starter Kit",
     "currency": "USD",
     "monthly_fee": 0,
     "hardware_cost": 0,
     "hardware_monthly": null,
     "cp_pct": null,
     "cp_fixed": null,
     "cnp_pct": null,
     "cnp_fixed": null,
     "pci_monthly": null,
     "monthly_minimum": null,
     "chargeback_fee": null,
     "contract_months": null,
     "payout_days": null,
     "interchange_plus": false,
     "price_is_from": false,
     "vat_basis": null,
     "notes": "$0/month with a hardware kit at no upfront cost. The processing rate is not published; it is quoted per restaurant.",
     "min_monthly_volume": null,
     "max_monthly_volume": null
    },
    {
     "name": "Point of Sale",
     "currency": "USD",
     "monthly_fee": 69,
     "hardware_cost": null,
     "hardware_monthly": null,
     "cp_pct": null,
     "cp_fixed": null,
     "cnp_pct": null,
     "cnp_fixed": null,
     "pci_monthly": null,
     "monthly_minimum": null,
     "chargeback_fee": null,
     "contract_months": null,
     "payout_days": null,
     "interchange_plus": false,
     "price_is_from": true,
     "vat_basis": null,
     "notes": "Starting at $69/month. Monthly software subscription; choose your own hardware. Retail version from $90/month.",
     "min_monthly_volume": null,
     "max_monthly_volume": null
    },
    {
     "name": "Starter",
     "currency": "GBP",
     "monthly_fee": 80,
     "hardware_cost": null,
     "hardware_monthly": null,
     "cp_pct": null,
     "cp_fixed": null,
     "cnp_pct": null,
     "cnp_fixed": null,
     "pci_monthly": null,
     "monthly_minimum": null,
     "chargeback_fee": null,
     "contract_months": null,
     "payout_days": null,
     "interchange_plus": false,
     "price_is_from": true,
     "vat_basis": null,
     "notes": "Starting at GBP 80/month, including the first hardware terminal subscription.",
     "min_monthly_volume": null,
     "max_monthly_volume": null
    },
    {
     "name": "Essentials",
     "currency": "GBP",
     "monthly_fee": 150,
     "hardware_cost": null,
     "hardware_monthly": null,
     "cp_pct": null,
     "cp_fixed": null,
     "cnp_pct": null,
     "cnp_fixed": null,
     "pci_monthly": null,
     "monthly_minimum": null,
     "chargeback_fee": null,
     "contract_months": null,
     "payout_days": null,
     "interchange_plus": false,
     "price_is_from": false,
     "vat_basis": null,
     "notes": "GBP 150/month, adding a kitchen display system and a handheld. Processing quoted as a per-transaction flat rate.",
     "min_monthly_volume": null,
     "max_monthly_volume": null
    }
   ]
  },
  {
   "key": "lightspeed",
   "brand": "Lightspeed Retail",
   "vendor_url": "https://www.lightspeedhq.com",
   "pricing_url": "https://www.lightspeedhq.com/pos/retail/pricing/",
   "markets": [
    "US",
    "UK"
   ],
   "category": "countertop",
   "parent_company": null,
   "parent_src": null,
   "price_published": true,
   "price_visibility": "published",
   "rate_disclosure": "headline_only",
   "affiliate_brand": "Lightspeed",
   "pricing_url_uk": "https://www.lightspeedhq.com/uk/pos/retail/pricing/",
   "_checked": "2026-08-25",
   "unconfirmed": [
    "cp_fixed",
    "cnp_pct",
    "cnp_fixed",
    "hardware_cost",
    "chargeback_fee",
    "vat_basis"
   ],
   "plans": [
    {
     "name": "Basic",
     "currency": "USD",
     "monthly_fee": 89,
     "hardware_cost": null,
     "hardware_monthly": null,
     "cp_pct": 1.5,
     "cp_fixed": null,
     "cnp_pct": null,
     "cnp_fixed": null,
     "pci_monthly": null,
     "monthly_minimum": null,
     "chargeback_fee": null,
     "contract_months": null,
     "payout_days": null,
     "interchange_plus": false,
     "price_is_from": false,
     "vat_basis": null,
     "notes": "$89 USD/mo. Lightspeed Payments card-present rate 1.5%. No per-transaction figure is published.",
     "min_monthly_volume": null,
     "max_monthly_volume": null
    },
    {
     "name": "Core",
     "currency": "USD",
     "monthly_fee": 149,
     "hardware_cost": null,
     "hardware_monthly": null,
     "cp_pct": 1.5,
     "cp_fixed": null,
     "cnp_pct": null,
     "cnp_fixed": null,
     "pci_monthly": null,
     "monthly_minimum": null,
     "chargeback_fee": null,
     "contract_months": null,
     "payout_days": null,
     "interchange_plus": false,
     "price_is_from": false,
     "vat_basis": null,
     "notes": "$149 USD/mo. The same 1.5% card-present rate across tiers.",
     "min_monthly_volume": null,
     "max_monthly_volume": null
    },
    {
     "name": "Plus",
     "currency": "USD",
     "monthly_fee": 289,
     "hardware_cost": null,
     "hardware_monthly": null,
     "cp_pct": 1.5,
     "cp_fixed": null,
     "cnp_pct": null,
     "cnp_fixed": null,
     "pci_monthly": null,
     "monthly_minimum": null,
     "chargeback_fee": null,
     "contract_months": null,
     "payout_days": null,
     "interchange_plus": false,
     "price_is_from": false,
     "vat_basis": null,
     "notes": "$289 USD/mo. Prices can vary and additional service fees may apply depending on the nature of the business.",
     "min_monthly_volume": null,
     "max_monthly_volume": null
    },
    {
     "name": "Retail Basic",
     "currency": "GBP",
     "monthly_fee": 75,
     "hardware_cost": null,
     "hardware_monthly": null,
     "cp_pct": null,
     "cp_fixed": null,
     "cnp_pct": null,
     "cnp_fixed": null,
     "pci_monthly": null,
     "monthly_minimum": null,
     "chargeback_fee": null,
     "contract_months": null,
     "payout_days": null,
     "interchange_plus": false,
     "price_is_from": false,
     "vat_basis": null,
     "notes": "GBP 75/mo. The UK page does not publish a payments rate.",
     "min_monthly_volume": null,
     "max_monthly_volume": null
    },
    {
     "name": "Retail Core",
     "currency": "GBP",
     "monthly_fee": 149,
     "hardware_cost": null,
     "hardware_monthly": null,
     "cp_pct": null,
     "cp_fixed": null,
     "cnp_pct": null,
     "cnp_fixed": null,
     "pci_monthly": null,
     "monthly_minimum": null,
     "chargeback_fee": null,
     "contract_months": null,
     "payout_days": null,
     "interchange_plus": false,
     "price_is_from": false,
     "vat_basis": null,
     "notes": "GBP 149/mo. Prices can vary and additional service fees may apply.",
     "min_monthly_volume": null,
     "max_monthly_volume": null
    },
    {
     "name": "Retail Plus",
     "currency": "GBP",
     "monthly_fee": 189,
     "hardware_cost": null,
     "hardware_monthly": null,
     "cp_pct": null,
     "cp_fixed": null,
     "cnp_pct": null,
     "cnp_fixed": null,
     "pci_monthly": null,
     "monthly_minimum": null,
     "chargeback_fee": null,
     "contract_months": null,
     "payout_days": null,
     "interchange_plus": false,
     "price_is_from": false,
     "vat_basis": null,
     "notes": "GBP 189/mo.",
     "min_monthly_volume": null,
     "max_monthly_volume": null
    }
   ]
  },
  {
   "key": "worldpay",
   "brand": "Worldpay",
   "vendor_url": "https://www.worldpay.com",
   "pricing_url": "https://worldpay.com/en/worldpay-smb",
   "markets": [
    "US",
    "UK"
   ],
   "category": "countertop",
   "parent_company": null,
   "parent_src": null,
   "price_published": false,
   "price_visibility": "quote_only",
   "rate_disclosure": "none",
   "affiliate_brand": null,
   "pricing_url_uk": "https://www.worldpay.com/en-GB/products/card-machines",
   "_checked": "2026-08-25",
   "unconfirmed": [
    "monthly_fee",
    "cp_pct",
    "cp_fixed",
    "cnp_pct",
    "cnp_fixed",
    "contract_months",
    "vat_basis"
   ],
   "plans": [
    {
     "name": "Small business (custom quote)",
     "currency": "USD",
     "monthly_fee": null,
     "hardware_cost": null,
     "hardware_monthly": null,
     "cp_pct": null,
     "cp_fixed": null,
     "cnp_pct": null,
     "cnp_fixed": null,
     "pci_monthly": null,
     "monthly_minimum": null,
     "chargeback_fee": null,
     "contract_months": null,
     "payout_days": null,
     "interchange_plus": false,
     "price_is_from": false,
     "vat_basis": null,
     "notes": "No US rates published. The page directs you to a form or a sales line.",
     "min_monthly_volume": null,
     "max_monthly_volume": null
    },
    {
     "name": "Card machines",
     "currency": "GBP",
     "monthly_fee": null,
     "hardware_cost": 0,
     "hardware_monthly": null,
     "cp_pct": null,
     "cp_fixed": null,
     "cnp_pct": null,
     "cnp_fixed": null,
     "pci_monthly": null,
     "monthly_minimum": null,
     "chargeback_fee": null,
     "contract_months": null,
     "payout_days": 1,
     "interchange_plus": false,
     "price_is_from": false,
     "vat_basis": null,
     "notes": "Card machines come with no upfront cost, and pricing is tailored to your business depending on your payment needs.",
     "min_monthly_volume": null,
     "max_monthly_volume": null
    }
   ]
  },
  {
   "key": "elavon",
   "brand": "Elavon",
   "vendor_url": "https://www.elavon.com",
   "pricing_url": "https://www.elavon.com/pricing.html",
   "markets": [
    "US",
    "UK"
   ],
   "category": "countertop",
   "parent_company": null,
   "parent_src": null,
   "price_published": true,
   "price_visibility": "published",
   "rate_disclosure": "headline_only",
   "affiliate_brand": null,
   "pricing_url_uk": "https://www.elavon.co.uk/accept-payments/pricing.html",
   "_checked": "2026-08-25",
   "unconfirmed": [
    "cp_fixed",
    "monthly_fee",
    "vat_basis",
    "chargeback_fee",
    "parent_company"
   ],
   "plans": [
    {
     "name": "Standard processing",
     "currency": "USD",
     "monthly_fee": null,
     "hardware_cost": null,
     "hardware_monthly": null,
     "cp_pct": 2.6,
     "cp_fixed": 0.1,
     "cnp_pct": 2.9,
     "cnp_fixed": 0.3,
     "pci_monthly": null,
     "monthly_minimum": null,
     "chargeback_fee": null,
     "contract_months": 0,
     "payout_days": null,
     "interchange_plus": false,
     "price_is_from": true,
     "vat_basis": null,
     "notes": "Starting at 2.60% + 10c per qualified swipe or chip transaction. No annual, batch or cancellation fees.",
     "min_monthly_volume": null,
     "max_monthly_volume": null
    },
    {
     "name": "Start Simple",
     "currency": "GBP",
     "monthly_fee": null,
     "hardware_cost": 5,
     "hardware_monthly": null,
     "cp_pct": 1.75,
     "cp_fixed": null,
     "cnp_pct": null,
     "cnp_fixed": null,
     "pci_monthly": null,
     "monthly_minimum": null,
     "chargeback_fee": null,
     "contract_months": 12,
     "payout_days": null,
     "interchange_plus": false,
     "price_is_from": false,
     "vat_basis": null,
     "notes": "Elavon Mobile, GBP 5 one-off reader cost, 1.75% on Visa and Mastercard personal debit and credit. For GBP 0-40k turnover. Elavon publishes each plan against a stated annual turnover band.",
     "min_monthly_volume": null,
     "max_monthly_volume": 3333
    },
    {
     "name": "Business Booster - Desk",
     "currency": "GBP",
     "monthly_fee": 15,
     "hardware_cost": null,
     "hardware_monthly": null,
     "cp_pct": 0.99,
     "cp_fixed": null,
     "cnp_pct": null,
     "cnp_fixed": null,
     "pci_monthly": null,
     "monthly_minimum": null,
     "chargeback_fee": null,
     "contract_months": 12,
     "payout_days": null,
     "interchange_plus": false,
     "price_is_from": false,
     "vat_basis": null,
     "notes": "Tetra Desk, GBP 15/month, 0.99% on Visa and Mastercard personal debit and credit. For GBP 40-200k turnover. Elavon publishes each plan against a stated annual turnover band.",
     "min_monthly_volume": 3333,
     "max_monthly_volume": 16667
    },
    {
     "name": "Core All-in-one",
     "currency": "GBP",
     "monthly_fee": 15,
     "hardware_cost": null,
     "hardware_monthly": null,
     "cp_pct": 0.99,
     "cp_fixed": null,
     "cnp_pct": null,
     "cnp_fixed": 0.16,
     "pci_monthly": null,
     "monthly_minimum": null,
     "chargeback_fee": null,
     "contract_months": 12,
     "payout_days": null,
     "interchange_plus": false,
     "price_is_from": false,
     "vat_basis": null,
     "notes": "Tetra Move, GBP 15/month covering terminal and gateway, 0.99% plus 16p per gateway transaction. Elavon publishes each plan against a stated annual turnover band.",
     "min_monthly_volume": 3333,
     "max_monthly_volume": 8333
    }
   ]
  },
  {
   "key": "global-payments",
   "brand": "Global Payments",
   "vendor_url": "https://www.globalpayments.com",
   "pricing_url": "https://www.globalpayments.com/en-us/pricing",
   "markets": [
    "US",
    "UK"
   ],
   "category": "countertop",
   "parent_company": null,
   "parent_src": null,
   "price_published": true,
   "price_visibility": "published",
   "rate_disclosure": "headline_only",
   "affiliate_brand": null,
   "pricing_url_uk": "https://www.globalpayments.com/en-gb/payments/card-machines",
   "_checked": "2026-08-25",
   "unconfirmed": [
    "hardware_cost",
    "chargeback_fee",
    "contract_months",
    "vat_basis"
   ],
   "plans": [
    {
     "name": "Essentials",
     "currency": "USD",
     "monthly_fee": 0,
     "hardware_cost": null,
     "hardware_monthly": null,
     "cp_pct": 2.6,
     "cp_fixed": 0.1,
     "cnp_pct": null,
     "cnp_fixed": null,
     "pci_monthly": null,
     "monthly_minimum": null,
     "chargeback_fee": null,
     "contract_months": null,
     "payout_days": null,
     "interchange_plus": false,
     "price_is_from": true,
     "vat_basis": null,
     "notes": "Starting at $0 per month; 2.6% + $0.10 per transaction. Pricing shown is for software subscriptions only.",
     "min_monthly_volume": null,
     "max_monthly_volume": null
    },
    {
     "name": "Advanced",
     "currency": "USD",
     "monthly_fee": 42,
     "hardware_cost": null,
     "hardware_monthly": null,
     "cp_pct": 2.6,
     "cp_fixed": 0.1,
     "cnp_pct": null,
     "cnp_fixed": null,
     "pci_monthly": null,
     "monthly_minimum": null,
     "chargeback_fee": null,
     "contract_months": null,
     "payout_days": null,
     "interchange_plus": false,
     "price_is_from": true,
     "vat_basis": null,
     "notes": "Starting at $42 per month. Final pricing is subject to underwriting, approval, and applicable agreements.",
     "min_monthly_volume": null,
     "max_monthly_volume": null
    },
    {
     "name": "Complete",
     "currency": "USD",
     "monthly_fee": 129,
     "hardware_cost": null,
     "hardware_monthly": null,
     "cp_pct": 2.6,
     "cp_fixed": 0.1,
     "cnp_pct": null,
     "cnp_fixed": null,
     "pci_monthly": null,
     "monthly_minimum": null,
     "chargeback_fee": null,
     "contract_months": null,
     "payout_days": null,
     "interchange_plus": false,
     "price_is_from": true,
     "vat_basis": null,
     "notes": "Starting at $129 per month. Interchange, assessments and other third-party charges are not included.",
     "min_monthly_volume": null,
     "max_monthly_volume": null
    },
    {
     "name": "Card machine",
     "currency": "GBP",
     "monthly_fee": null,
     "hardware_cost": null,
     "hardware_monthly": null,
     "cp_pct": null,
     "cp_fixed": null,
     "cnp_pct": null,
     "cnp_fixed": null,
     "pci_monthly": null,
     "monthly_minimum": null,
     "chargeback_fee": null,
     "contract_months": 12,
     "payout_days": 1,
     "interchange_plus": false,
     "price_is_from": false,
     "vat_basis": null,
     "notes": "How much you will pay depends on your turnover, the type of card machine and the type of card payments you accept.",
     "min_monthly_volume": null,
     "max_monthly_volume": null
    }
   ]
  },
  {
   "key": "spoton",
   "brand": "SpotOn",
   "vendor_url": "https://www.spoton.com",
   "pricing_url": "https://www.spoton.com/pricing/",
   "markets": [
    "US"
   ],
   "category": "restaurant",
   "parent_company": null,
   "parent_src": null,
   "price_published": true,
   "price_visibility": "published",
   "rate_disclosure": "full",
   "affiliate_brand": null,
   "pricing_url_uk": null,
   "_checked": "2026-08-25",
   "unconfirmed": [
    "chargeback_fee",
    "contract_months",
    "payout_days"
   ],
   "plans": [
    {
     "name": "All-In",
     "currency": "USD",
     "monthly_fee": 0,
     "hardware_cost": 0,
     "hardware_monthly": null,
     "cp_pct": 2.79,
     "cp_fixed": 0.2,
     "cnp_pct": 3.79,
     "cnp_fixed": 0.2,
     "pci_monthly": null,
     "monthly_minimum": null,
     "chargeback_fee": null,
     "contract_months": null,
     "payout_days": null,
     "interchange_plus": false,
     "price_is_from": false,
     "vat_basis": null,
     "notes": "$0 per station per month; card present 2.79% + $0.20, keyed 3.79% + $0.20.",
     "min_monthly_volume": null,
     "max_monthly_volume": null
    },
    {
     "name": "POS Essentials",
     "currency": "USD",
     "monthly_fee": 55,
     "hardware_cost": 415,
     "hardware_monthly": null,
     "cp_pct": 2.45,
     "cp_fixed": 0.15,
     "cnp_pct": 3.45,
     "cnp_fixed": 0.15,
     "pci_monthly": null,
     "monthly_minimum": null,
     "chargeback_fee": null,
     "contract_months": null,
     "payout_days": null,
     "interchange_plus": false,
     "price_is_from": false,
     "vat_basis": null,
     "notes": "$55 per station per month; card present 2.45% + $0.15 (Amex 3.19% + $0.15). Station 10 $550, discounted to $415.",
     "min_monthly_volume": null,
     "max_monthly_volume": null
    },
    {
     "name": "Build Your Own",
     "currency": "USD",
     "monthly_fee": null,
     "hardware_cost": null,
     "hardware_monthly": null,
     "cp_pct": null,
     "cp_fixed": null,
     "cnp_pct": null,
     "cnp_fixed": null,
     "pci_monthly": null,
     "monthly_minimum": null,
     "chargeback_fee": null,
     "contract_months": null,
     "payout_days": null,
     "interchange_plus": false,
     "price_is_from": false,
     "vat_basis": null,
     "notes": "Custom pricing and custom rates. Core bundle add-on $50/month plus 20bps of card volume, capped at $200.",
     "min_monthly_volume": null,
     "max_monthly_volume": null
    }
   ]
  },
  {
   "key": "touchbistro",
   "brand": "TouchBistro",
   "vendor_url": "https://www.touchbistro.com",
   "pricing_url": "https://www.touchbistro.com/pricing/",
   "markets": [
    "US"
   ],
   "category": "restaurant",
   "parent_company": null,
   "parent_src": null,
   "price_published": true,
   "price_visibility": "published",
   "rate_disclosure": "none",
   "affiliate_brand": null,
   "pricing_url_uk": null,
   "_checked": "2026-08-25",
   "unconfirmed": [
    "cp_pct",
    "cp_fixed",
    "cnp_pct",
    "cnp_fixed",
    "contract_months"
   ],
   "plans": [
    {
     "name": "Point of Sale",
     "currency": "USD",
     "monthly_fee": 69,
     "hardware_cost": null,
     "hardware_monthly": null,
     "cp_pct": null,
     "cp_fixed": null,
     "cnp_pct": null,
     "cnp_fixed": null,
     "pci_monthly": null,
     "monthly_minimum": null,
     "chargeback_fee": null,
     "contract_months": null,
     "payout_days": null,
     "interchange_plus": false,
     "price_is_from": true,
     "vat_basis": null,
     "notes": "Starting at $69/month. Hardware required. Processing rates are quoted, not published.",
     "min_monthly_volume": null,
     "max_monthly_volume": null
    },
    {
     "name": "Essentials Bundle",
     "currency": "USD",
     "monthly_fee": 119,
     "hardware_cost": 0,
     "hardware_monthly": null,
     "cp_pct": null,
     "cp_fixed": null,
     "cnp_pct": null,
     "cnp_fixed": null,
     "pci_monthly": null,
     "monthly_minimum": null,
     "chargeback_fee": null,
     "contract_months": null,
     "payout_days": null,
     "interchange_plus": false,
     "price_is_from": true,
     "vat_basis": null,
     "notes": "Starting at $119/month, hardware included. Payment processing and additional fees apply.",
     "min_monthly_volume": null,
     "max_monthly_volume": null
    }
   ]
  },
  {
   "key": "clover",
   "brand": "Clover",
   "vendor_url": "https://www.clover.com",
   "pricing_url": "https://www.clover.com/deals/compact/",
   "markets": [
    "US"
   ],
   "category": "countertop",
   "parent_company": null,
   "parent_src": null,
   "price_published": false,
   "price_visibility": "not_readable",
   "rate_disclosure": "none",
   "affiliate_brand": null,
   "pricing_url_uk": null,
   "_checked": "2026-08-25",
   "unconfirmed": [
    "monthly_fee",
    "cp_pct",
    "cp_fixed",
    "cnp_pct",
    "cnp_fixed",
    "pci_monthly",
    "parent_company"
   ],
   "plans": [
    {
     "name": "Service plans (rates not readable)",
     "currency": "USD",
     "monthly_fee": null,
     "hardware_cost": 349,
     "hardware_monthly": null,
     "cp_pct": null,
     "cp_fixed": null,
     "cnp_pct": null,
     "cnp_fixed": null,
     "pci_monthly": null,
     "monthly_minimum": null,
     "chargeback_fee": null,
     "contract_months": 36,
     "payout_days": null,
     "interchange_plus": false,
     "price_is_from": false,
     "vat_basis": null,
     "notes": "Clover Compact $349 or 1c/mo, which requires $100,000 minimum annual volume and a three-year processing agreement. The pricing page is script-rendered.",
     "min_monthly_volume": null,
     "max_monthly_volume": null
    }
   ]
  },
  {
   "key": "helcim",
   "brand": "Helcim",
   "vendor_url": "https://www.helcim.com",
   "pricing_url": "https://www.helcim.com/pricing/",
   "markets": [
    "US"
   ],
   "category": "reader",
   "parent_company": null,
   "parent_src": null,
   "price_published": true,
   "price_visibility": "published",
   "rate_disclosure": "full",
   "affiliate_brand": null,
   "pricing_url_uk": null,
   "_checked": "2026-08-25",
   "unconfirmed": [
    "chargeback_fee",
    "payout_days"
   ],
   "plans": [
    {
     "name": "Interchange plus, $0-50k a month",
     "currency": "USD",
     "monthly_fee": 0,
     "hardware_cost": 199,
     "hardware_monthly": null,
     "cp_pct": 0.4,
     "cp_fixed": 0.08,
     "cnp_pct": 0.5,
     "cnp_fixed": 0.25,
     "pci_monthly": 0,
     "monthly_minimum": 0,
     "chargeback_fee": null,
     "contract_months": 0,
     "payout_days": null,
     "interchange_plus": true,
     "price_is_from": false,
     "vat_basis": null,
     "notes": "Interchange + 0.40% + 8c card present, interchange + 0.50% + 25c card not present. Card Reader $199; Smart Terminal $349. Helcim publishes its markup against a monthly volume band.",
     "min_monthly_volume": null,
     "max_monthly_volume": 50000
    },
    {
     "name": "Interchange plus, $50-100k a month",
     "currency": "USD",
     "monthly_fee": 0,
     "hardware_cost": 199,
     "hardware_monthly": null,
     "cp_pct": 0.35,
     "cp_fixed": 0.07,
     "cnp_pct": 0.45,
     "cnp_fixed": 0.2,
     "pci_monthly": 0,
     "monthly_minimum": 0,
     "chargeback_fee": null,
     "contract_months": 0,
     "payout_days": null,
     "interchange_plus": true,
     "price_is_from": false,
     "vat_basis": null,
     "notes": "We do not charge any of the typical hidden fees, like statement fees, monthly minimum fees, annual fees or PCI compliance fees. Helcim publishes its markup against a monthly volume band.",
     "min_monthly_volume": 50000,
     "max_monthly_volume": 100000
    }
   ]
  },
  {
   "key": "stax",
   "brand": "Stax",
   "vendor_url": "https://staxpayments.com",
   "pricing_url": "https://staxpayments.com/pricing/",
   "markets": [
    "US"
   ],
   "category": "countertop",
   "parent_company": null,
   "parent_src": null,
   "price_published": true,
   "price_visibility": "published",
   "rate_disclosure": "full",
   "affiliate_brand": null,
   "pricing_url_uk": null,
   "_checked": "2026-08-25",
   "unconfirmed": [
    "chargeback_fee",
    "pci_monthly",
    "payout_days"
   ],
   "plans": [
    {
     "name": "Subscription, up to $150k a year",
     "currency": "USD",
     "monthly_fee": 99,
     "hardware_cost": 125,
     "hardware_monthly": null,
     "cp_pct": 0,
     "cp_fixed": 0.08,
     "cnp_pct": 0,
     "cnp_fixed": 0.15,
     "pci_monthly": null,
     "monthly_minimum": null,
     "chargeback_fee": null,
     "contract_months": 0,
     "payout_days": null,
     "interchange_plus": true,
     "price_is_from": false,
     "vat_basis": null,
     "notes": "$99/month with 0% markup on direct-cost interchange; $0.08 card present, $0.15 keyed. SwipeSimple B350 reader $125. Stax publishes each subscription tier against an annual volume band.",
     "min_monthly_volume": null,
     "max_monthly_volume": 12500
    },
    {
     "name": "Subscription, $150-250k a year",
     "currency": "USD",
     "monthly_fee": 139,
     "hardware_cost": 310,
     "hardware_monthly": null,
     "cp_pct": 0,
     "cp_fixed": 0.08,
     "cnp_pct": 0,
     "cnp_fixed": 0.15,
     "pci_monthly": null,
     "monthly_minimum": null,
     "chargeback_fee": null,
     "contract_months": 0,
     "payout_days": null,
     "interchange_plus": true,
     "price_is_from": false,
     "vat_basis": null,
     "notes": "$139/month. Dejavoo QD4 countertop terminal $310. Chargeback protection add-on $25 per chargeback. Stax publishes each subscription tier against an annual volume band.",
     "min_monthly_volume": 12500,
     "max_monthly_volume": 20833
    }
   ]
  },
  {
   "key": "payment-depot",
   "brand": "Payment Depot",
   "vendor_url": "https://paymentdepot.com",
   "pricing_url": "https://paymentdepot.com/pricing/",
   "markets": [
    "US"
   ],
   "category": "countertop",
   "parent_company": null,
   "parent_src": null,
   "price_published": true,
   "price_visibility": "published",
   "rate_disclosure": "headline_only",
   "affiliate_brand": null,
   "pricing_url_uk": null,
   "_checked": "2026-08-25",
   "unconfirmed": [
    "monthly_fee",
    "hardware_cost",
    "cp_pct",
    "chargeback_fee",
    "pci_monthly",
    "parent_company"
   ],
   "plans": [
    {
     "name": "Membership (interchange plus)",
     "currency": "USD",
     "monthly_fee": null,
     "hardware_cost": null,
     "hardware_monthly": null,
     "cp_pct": null,
     "cp_fixed": 0.08,
     "cnp_pct": null,
     "cnp_fixed": 0.15,
     "pci_monthly": null,
     "monthly_minimum": null,
     "chargeback_fee": null,
     "contract_months": 0,
     "payout_days": null,
     "interchange_plus": true,
     "price_is_from": true,
     "vat_basis": null,
     "notes": "0% markup on interchange; variable rates as low as 0.2% to 1.95%; $0.08 card present, $0.15 keyed. The membership fee is not published.",
     "min_monthly_volume": null,
     "max_monthly_volume": null
    }
   ]
  },
  {
   "key": "korona-pos",
   "brand": "KORONA POS",
   "vendor_url": "https://koronapos.com",
   "pricing_url": "https://koronapos.com/pricing/",
   "markets": [
    "US"
   ],
   "category": "countertop",
   "parent_company": null,
   "parent_src": null,
   "price_published": true,
   "price_visibility": "published",
   "rate_disclosure": "none",
   "affiliate_brand": null,
   "pricing_url_uk": null,
   "_checked": "2026-08-25",
   "unconfirmed": [
    "cp_pct",
    "cp_fixed",
    "cnp_pct",
    "cnp_fixed",
    "hardware_cost"
   ],
   "plans": [
    {
     "name": "Core",
     "currency": "USD",
     "monthly_fee": 59,
     "hardware_cost": null,
     "hardware_monthly": null,
     "cp_pct": null,
     "cp_fixed": null,
     "cnp_pct": null,
     "cnp_fixed": null,
     "pci_monthly": null,
     "monthly_minimum": null,
     "chargeback_fee": null,
     "contract_months": 0,
     "payout_days": null,
     "interchange_plus": false,
     "price_is_from": false,
     "vat_basis": null,
     "notes": "$59/month. No forced contracts; a month-to-month agreement.",
     "min_monthly_volume": null,
     "max_monthly_volume": null
    },
    {
     "name": "Retail",
     "currency": "USD",
     "monthly_fee": 79,
     "hardware_cost": null,
     "hardware_monthly": null,
     "cp_pct": null,
     "cp_fixed": null,
     "cnp_pct": null,
     "cnp_fixed": null,
     "pci_monthly": null,
     "monthly_minimum": null,
     "chargeback_fee": null,
     "contract_months": 0,
     "payout_days": null,
     "interchange_plus": false,
     "price_is_from": false,
     "vat_basis": null,
     "notes": "$79/month, adding inventory management and automation.",
     "min_monthly_volume": null,
     "max_monthly_volume": null
    },
    {
     "name": "Plus",
     "currency": "USD",
     "monthly_fee": 99,
     "hardware_cost": null,
     "hardware_monthly": null,
     "cp_pct": null,
     "cp_fixed": null,
     "cnp_pct": null,
     "cnp_fixed": null,
     "pci_monthly": null,
     "monthly_minimum": null,
     "chargeback_fee": null,
     "contract_months": 0,
     "payout_days": null,
     "interchange_plus": false,
     "price_is_from": false,
     "vat_basis": null,
     "notes": "$99/month. No upfront costs, setup fees or other hidden fees. Processor-agnostic, so card rates are not published.",
     "min_monthly_volume": null,
     "max_monthly_volume": null
    }
   ]
  },
  {
   "key": "shift4",
   "brand": "Shift4 (SkyTab)",
   "vendor_url": "https://www.shift4.com",
   "pricing_url": "https://www.skytab.com/pricing",
   "markets": [
    "US"
   ],
   "category": "restaurant",
   "parent_company": null,
   "parent_src": null,
   "price_published": true,
   "price_visibility": "published",
   "rate_disclosure": "none",
   "affiliate_brand": "SkyTab",
   "pricing_url_uk": null,
   "_checked": "2026-08-25",
   "unconfirmed": [
    "cp_pct",
    "cp_fixed",
    "cnp_pct",
    "cnp_fixed",
    "hardware_cost",
    "contract_months"
   ],
   "plans": [
    {
     "name": "SkyTab POS",
     "currency": "USD",
     "monthly_fee": 29.99,
     "hardware_cost": null,
     "hardware_monthly": null,
     "cp_pct": null,
     "cp_fixed": null,
     "cnp_pct": null,
     "cnp_fixed": null,
     "pci_monthly": null,
     "monthly_minimum": null,
     "chargeback_fee": null,
     "contract_months": null,
     "payout_days": null,
     "interchange_plus": false,
     "price_is_from": false,
     "vat_basis": null,
     "notes": "$29.99 per month for the base POS. Advertised pricing is only for new customers. Processing rates are not published.",
     "min_monthly_volume": null,
     "max_monthly_volume": null
    }
   ]
  },
  {
   "key": "revel-systems",
   "brand": "Revel Systems",
   "vendor_url": "https://revelsystems.com",
   "pricing_url": "https://revelsystems.com/pricing/",
   "markets": [
    "US"
   ],
   "category": "restaurant",
   "parent_company": null,
   "parent_src": null,
   "price_published": false,
   "price_visibility": "not_readable",
   "rate_disclosure": "none",
   "affiliate_brand": null,
   "pricing_url_uk": null,
   "_checked": "2026-08-25",
   "unconfirmed": [
    "monthly_fee",
    "hardware_cost",
    "cp_pct",
    "cp_fixed",
    "cnp_pct",
    "cnp_fixed",
    "contract_months"
   ],
   "plans": [
    {
     "name": "Revel POS",
     "currency": "USD",
     "monthly_fee": null,
     "hardware_cost": null,
     "hardware_monthly": null,
     "cp_pct": null,
     "cp_fixed": null,
     "cnp_pct": null,
     "cnp_fixed": null,
     "pci_monthly": null,
     "monthly_minimum": null,
     "chargeback_fee": null,
     "contract_months": null,
     "payout_days": null,
     "interchange_plus": false,
     "price_is_from": false,
     "vat_basis": null,
     "notes": "The pricing page returned an HTTP 403 and no figures could be read.",
     "min_monthly_volume": null,
     "max_monthly_volume": null
    }
   ]
  },
  {
   "key": "chase-payment-solutions",
   "brand": "Chase Payment Solutions",
   "vendor_url": "https://www.chase.com/business/payments",
   "pricing_url": "https://www.chase.com/business/payments/merchant-fees",
   "markets": [
    "US"
   ],
   "category": "countertop",
   "parent_company": "JPMorgan Chase",
   "parent_src": "https://www.chase.com/business/payments",
   "price_published": true,
   "price_visibility": "published",
   "rate_disclosure": "full",
   "affiliate_brand": null,
   "pricing_url_uk": null,
   "_checked": "2026-08-25",
   "unconfirmed": [
    "monthly_fee",
    "hardware_cost",
    "chargeback_fee",
    "contract_months"
   ],
   "plans": [
    {
     "name": "Standard published rates",
     "currency": "USD",
     "monthly_fee": null,
     "hardware_cost": null,
     "hardware_monthly": null,
     "cp_pct": 2.6,
     "cp_fixed": 0.1,
     "cnp_pct": 2.9,
     "cnp_fixed": 0.25,
     "pci_monthly": null,
     "monthly_minimum": null,
     "chargeback_fee": null,
     "contract_months": null,
     "payout_days": 0,
     "interchange_plus": false,
     "price_is_from": false,
     "vat_basis": null,
     "notes": "2.6% + 10c tap, dip or swipe; 2.9% + 25c e-commerce; 3.5% + 10c keyed. Same-day deposit to a Chase business account at no extra cost. Monthly fees may apply to certain products and pricing plans.",
     "min_monthly_volume": null,
     "max_monthly_volume": null
    }
   ]
  },
  {
   "key": "nadapayments",
   "brand": "Nadapayments",
   "vendor_url": "https://www.nadapayments.com",
   "pricing_url": "https://www.nadapayments.com/pricing",
   "markets": [
    "US"
   ],
   "category": "countertop",
   "parent_company": null,
   "parent_src": null,
   "price_published": true,
   "price_visibility": "published",
   "rate_disclosure": "headline_only",
   "affiliate_brand": null,
   "pricing_url_uk": null,
   "_checked": "2026-08-25",
   "unconfirmed": [
    "cp_pct",
    "cp_fixed",
    "cnp_pct",
    "cnp_fixed",
    "chargeback_fee"
   ],
   "plans": [
    {
     "name": "Surcharge program (terminal)",
     "currency": "USD",
     "monthly_fee": 0,
     "hardware_cost": null,
     "hardware_monthly": 35,
     "cp_pct": null,
     "cp_fixed": null,
     "cnp_pct": null,
     "cnp_fixed": null,
     "pci_monthly": null,
     "monthly_minimum": null,
     "chargeback_fee": null,
     "contract_months": 0,
     "payout_days": null,
     "interchange_plus": false,
     "price_is_from": false,
     "vat_basis": null,
     "notes": "Credit: the merchant pays nothing and the customer pays a 3.00% surcharge. Debit: the merchant pays 1.50% + 25c. Terminal $35.00/month. No setup or cancellation fees.",
     "min_monthly_volume": null,
     "max_monthly_volume": null
    },
    {
     "name": "Virtual terminal only",
     "currency": "USD",
     "monthly_fee": 29,
     "hardware_cost": 0,
     "hardware_monthly": null,
     "cp_pct": null,
     "cp_fixed": null,
     "cnp_pct": null,
     "cnp_fixed": null,
     "pci_monthly": null,
     "monthly_minimum": null,
     "chargeback_fee": null,
     "contract_months": 0,
     "payout_days": null,
     "interchange_plus": false,
     "price_is_from": false,
     "vat_basis": null,
     "notes": "$29 per month. Same surcharge model: credit surcharged to the customer at 3.00%, debit 1.50% + 25c to the merchant.",
     "min_monthly_volume": null,
     "max_monthly_volume": null
    }
   ]
  },
  {
   "key": "loyverse",
   "brand": "Loyverse",
   "vendor_url": "https://loyverse.com",
   "pricing_url": "https://loyverse.com/pricing",
   "markets": [
    "US"
   ],
   "category": "countertop",
   "parent_company": null,
   "parent_src": null,
   "price_published": true,
   "price_visibility": "published",
   "rate_disclosure": "none",
   "affiliate_brand": null,
   "pricing_url_uk": null,
   "_checked": "2026-08-25",
   "unconfirmed": [
    "cp_pct",
    "cp_fixed",
    "cnp_pct",
    "cnp_fixed"
   ],
   "plans": [
    {
     "name": "Free",
     "currency": "USD",
     "monthly_fee": 0,
     "hardware_cost": 0,
     "hardware_monthly": null,
     "cp_pct": null,
     "cp_fixed": null,
     "cnp_pct": null,
     "cnp_fixed": null,
     "pci_monthly": null,
     "monthly_minimum": null,
     "chargeback_fee": null,
     "contract_months": 0,
     "payout_days": null,
     "interchange_plus": false,
     "price_is_from": false,
     "vat_basis": null,
     "notes": "The basic features of Loyverse POS are free to use. Card processing runs through third-party integrations, so no rate is published.",
     "min_monthly_volume": null,
     "max_monthly_volume": null
    },
    {
     "name": "Employee Management add-on",
     "currency": "USD",
     "monthly_fee": 25,
     "hardware_cost": null,
     "hardware_monthly": null,
     "cp_pct": null,
     "cp_fixed": null,
     "cnp_pct": null,
     "cnp_fixed": null,
     "pci_monthly": null,
     "monthly_minimum": null,
     "chargeback_fee": null,
     "contract_months": 0,
     "payout_days": null,
     "interchange_plus": false,
     "price_is_from": false,
     "vat_basis": null,
     "notes": "$25/month ($250/year per store), 14-day trial. Advanced Inventory is a further $25/month.",
     "min_monthly_volume": null,
     "max_monthly_volume": null
    }
   ]
  },
  {
   "key": "dojo",
   "brand": "Dojo",
   "vendor_url": "https://dojo.tech",
   "pricing_url": "https://dojo.tech/pricing/",
   "markets": [
    "UK"
   ],
   "category": "countertop",
   "parent_company": null,
   "parent_src": null,
   "price_published": true,
   "price_visibility": "published",
   "rate_disclosure": "headline_only",
   "affiliate_brand": null,
   "pricing_url_uk": null,
   "_checked": "2026-08-25",
   "unconfirmed": [
    "cp_fixed",
    "cnp_pct",
    "vat_basis",
    "chargeback_fee"
   ],
   "plans": [
    {
     "name": "Essential with Tap to Pay on iPhone",
     "currency": "GBP",
     "monthly_fee": 0,
     "hardware_cost": 0,
     "hardware_monthly": null,
     "cp_pct": 1.2,
     "cp_fixed": null,
     "cnp_pct": null,
     "cnp_fixed": null,
     "pci_monthly": null,
     "monthly_minimum": null,
     "chargeback_fee": null,
     "contract_months": 0,
     "payout_days": null,
     "interchange_plus": false,
     "price_is_from": false,
     "vat_basis": null,
     "notes": "Tap to Pay on iPhone, no hardware cost and no contract. All-in blended rate 1.2% for businesses under GBP 100,000 annual turnover. Dojo publishes 1.2% for businesses under GBP 100,000 of annual turnover.",
     "min_monthly_volume": null,
     "max_monthly_volume": 8333
    },
    {
     "name": "Essential with Dojo Go Max",
     "currency": "GBP",
     "monthly_fee": 0,
     "hardware_cost": 149,
     "hardware_monthly": null,
     "cp_pct": 1.2,
     "cp_fixed": null,
     "cnp_pct": null,
     "cnp_fixed": null,
     "pci_monthly": null,
     "monthly_minimum": null,
     "chargeback_fee": null,
     "contract_months": null,
     "payout_days": null,
     "interchange_plus": false,
     "price_is_from": false,
     "vat_basis": null,
     "notes": "Dojo Go Max GBP 149 upfront on a launch offer, normally GBP 229, or GBP 25 a month. Dojo publishes 1.2% for businesses under GBP 100,000 of annual turnover.",
     "min_monthly_volume": null,
     "max_monthly_volume": 8333
    },
    {
     "name": "Plus",
     "currency": "GBP",
     "monthly_fee": 11.99,
     "hardware_cost": 179,
     "hardware_monthly": null,
     "cp_pct": 1.2,
     "cp_fixed": null,
     "cnp_pct": null,
     "cnp_fixed": null,
     "pci_monthly": null,
     "monthly_minimum": null,
     "chargeback_fee": null,
     "contract_months": null,
     "payout_days": null,
     "interchange_plus": false,
     "price_is_from": false,
     "vat_basis": null,
     "notes": "GBP 11.99/month per location for new customers, normally GBP 25. Dojo Wired GBP 179 upfront or GBP 15 a month. Dojo publishes 1.2% for businesses under GBP 100,000 of annual turnover.",
     "min_monthly_volume": null,
     "max_monthly_volume": 8333
    },
    {
     "name": "Custom rate (over GBP 100k turnover)",
     "currency": "GBP",
     "monthly_fee": null,
     "hardware_cost": null,
     "hardware_monthly": null,
     "cp_pct": null,
     "cp_fixed": null,
     "cnp_pct": null,
     "cnp_fixed": null,
     "pci_monthly": null,
     "monthly_minimum": null,
     "chargeback_fee": null,
     "contract_months": 12,
     "payout_days": null,
     "interchange_plus": false,
     "price_is_from": false,
     "vat_basis": null,
     "notes": "A custom rate with a 12-month fixed plan, or a 30-day rolling plan.",
     "min_monthly_volume": null,
     "max_monthly_volume": null
    }
   ]
  },
  {
   "key": "takepayments",
   "brand": "takepayments",
   "vendor_url": "https://www.takepayments.com",
   "pricing_url": "https://www.takepayments.com/card-machines/",
   "markets": [
    "UK"
   ],
   "category": "countertop",
   "parent_company": null,
   "parent_src": null,
   "price_published": false,
   "price_visibility": "quote_only",
   "rate_disclosure": "none",
   "affiliate_brand": null,
   "pricing_url_uk": null,
   "_checked": "2026-08-25",
   "unconfirmed": [
    "monthly_fee",
    "cp_pct",
    "cp_fixed",
    "cnp_pct",
    "cnp_fixed",
    "hardware_cost",
    "vat_basis"
   ],
   "plans": [
    {
     "name": "takepaymentsplus",
     "currency": "GBP",
     "monthly_fee": null,
     "hardware_cost": null,
     "hardware_monthly": null,
     "cp_pct": null,
     "cp_fixed": null,
     "cnp_pct": null,
     "cnp_fixed": null,
     "pci_monthly": null,
     "monthly_minimum": null,
     "chargeback_fee": null,
     "contract_months": 12,
     "payout_days": 1,
     "interchange_plus": false,
     "price_is_from": false,
     "vat_basis": null,
     "notes": "We'll tailor make you a pricing package. Twelve-month contract, next working day settlement.",
     "min_monthly_volume": null,
     "max_monthly_volume": null
    },
    {
     "name": "A920 Pro",
     "currency": "GBP",
     "monthly_fee": null,
     "hardware_cost": null,
     "hardware_monthly": null,
     "cp_pct": null,
     "cp_fixed": null,
     "cnp_pct": null,
     "cnp_fixed": null,
     "pci_monthly": null,
     "monthly_minimum": null,
     "chargeback_fee": null,
     "contract_months": 12,
     "payout_days": 1,
     "interchange_plus": false,
     "price_is_from": false,
     "vat_basis": null,
     "notes": "How much you'll pay depends on the model you choose, the type of card payments and your turnover.",
     "min_monthly_volume": null,
     "max_monthly_volume": null
    }
   ]
  },
  {
   "key": "tyl",
   "brand": "Tyl by NatWest",
   "vendor_url": "https://www.tylbynatwest.com",
   "pricing_url": "https://www.tylbynatwest.com/card-machines/pricing-fees",
   "markets": [
    "UK"
   ],
   "category": "countertop",
   "parent_company": "NatWest",
   "parent_src": "https://www.tylbynatwest.com/",
   "price_published": true,
   "price_visibility": "published",
   "rate_disclosure": "full",
   "affiliate_brand": null,
   "pricing_url_uk": null,
   "_checked": "2026-08-25",
   "unconfirmed": [
    "contract_months",
    "chargeback_fee",
    "payout_days"
   ],
   "plans": [
    {
     "name": "Tap to Pay",
     "currency": "GBP",
     "monthly_fee": 0,
     "hardware_cost": 0,
     "hardware_monthly": null,
     "cp_pct": 1.39,
     "cp_fixed": 0.05,
     "cnp_pct": 1.39,
     "cnp_fixed": 0.05,
     "pci_monthly": null,
     "monthly_minimum": 0,
     "chargeback_fee": null,
     "contract_months": null,
     "payout_days": null,
     "interchange_plus": false,
     "price_is_from": false,
     "vat_basis": "ex",
     "notes": "Tap to Pay GBP 0.00, transaction fees only. Personal cards 1.39% + 5p; other cards 1.99% + 5p, up to GBP 50k a year. Tyl publishes these rates up to GBP 50,000 of annual card volume.",
     "min_monthly_volume": null,
     "max_monthly_volume": 4167
    },
    {
     "name": "PAX A80 countertop",
     "currency": "GBP",
     "monthly_fee": 13.99,
     "hardware_cost": null,
     "hardware_monthly": null,
     "cp_pct": 1.39,
     "cp_fixed": 0.05,
     "cnp_pct": 1.39,
     "cnp_fixed": 0.05,
     "pci_monthly": null,
     "monthly_minimum": 0,
     "chargeback_fee": null,
     "contract_months": null,
     "payout_days": null,
     "interchange_plus": false,
     "price_is_from": false,
     "vat_basis": "ex",
     "notes": "PAX A80 GBP 13.99 + VAT per month. No minimum monthly service charge; no fees for card-not-present, cancellations or refunds. Tyl publishes these rates up to GBP 50,000 of annual card volume.",
     "min_monthly_volume": null,
     "max_monthly_volume": 4167
    },
    {
     "name": "PAX A920 Pro portable",
     "currency": "GBP",
     "monthly_fee": 19.99,
     "hardware_cost": null,
     "hardware_monthly": null,
     "cp_pct": 1.39,
     "cp_fixed": 0.05,
     "cnp_pct": 1.39,
     "cnp_fixed": 0.05,
     "pci_monthly": null,
     "monthly_minimum": 0,
     "chargeback_fee": null,
     "contract_months": null,
     "payout_days": null,
     "interchange_plus": false,
     "price_is_from": false,
     "vat_basis": "ex",
     "notes": "PAX A920 Pro GBP 19.99 + VAT per month. A flat 5p per transaction authorisation fee. Tyl publishes these rates up to GBP 50,000 of annual card volume.",
     "min_monthly_volume": null,
     "max_monthly_volume": 4167
    }
   ]
  },
  {
   "key": "barclaycard",
   "brand": "Barclaycard Payments",
   "vendor_url": "https://www.barclaycard.co.uk/business",
   "pricing_url": "https://www.barclaycard.co.uk/business/accepting-payments/card-readers",
   "markets": [
    "UK"
   ],
   "category": "reader",
   "parent_company": "Barclays",
   "parent_src": "https://www.barclaycard.co.uk/business",
   "price_published": true,
   "price_visibility": "published",
   "rate_disclosure": "headline_only",
   "affiliate_brand": null,
   "pricing_url_uk": null,
   "_checked": "2026-08-25",
   "unconfirmed": [
    "cp_fixed",
    "cnp_pct",
    "cnp_fixed",
    "chargeback_fee"
   ],
   "plans": [
    {
     "name": "Barclaycard Anywhere (pay as you go)",
     "currency": "GBP",
     "monthly_fee": 0,
     "hardware_cost": 29,
     "hardware_monthly": null,
     "cp_pct": 1.6,
     "cp_fixed": null,
     "cnp_pct": null,
     "cnp_fixed": null,
     "pci_monthly": null,
     "monthly_minimum": null,
     "chargeback_fee": null,
     "contract_months": 0,
     "payout_days": null,
     "interchange_plus": false,
     "price_is_from": false,
     "vat_basis": "ex",
     "notes": "One-off reader fee GBP 29 + VAT, pay as you go, 1.6% per transaction.",
     "min_monthly_volume": null,
     "max_monthly_volume": null
    },
    {
     "name": "Mobile card reader (monthly)",
     "currency": "GBP",
     "monthly_fee": 10,
     "hardware_cost": null,
     "hardware_monthly": null,
     "cp_pct": null,
     "cp_fixed": null,
     "cnp_pct": null,
     "cnp_fixed": null,
     "pci_monthly": null,
     "monthly_minimum": null,
     "chargeback_fee": null,
     "contract_months": 18,
     "payout_days": null,
     "interchange_plus": false,
     "price_is_from": false,
     "vat_basis": "ex",
     "notes": "GBP 10 + VAT per month over 18 months. Transaction costs are 'based on price plan'.",
     "min_monthly_volume": null,
     "max_monthly_volume": null
    }
   ]
  },
  {
   "key": "epos-now",
   "brand": "Epos Now",
   "vendor_url": "https://www.eposnow.com/uk/",
   "pricing_url": "https://www.eposnow.com/uk/payments/",
   "markets": [
    "UK"
   ],
   "category": "countertop",
   "parent_company": null,
   "parent_src": null,
   "price_published": true,
   "price_visibility": "published",
   "rate_disclosure": "headline_only",
   "affiliate_brand": null,
   "pricing_url_uk": null,
   "_checked": "2026-08-25",
   "unconfirmed": [
    "cp_fixed",
    "cnp_pct",
    "cnp_fixed",
    "vat_basis",
    "chargeback_fee"
   ],
   "plans": [
    {
     "name": "Epos Now Payments",
     "currency": "GBP",
     "monthly_fee": 0,
     "hardware_cost": null,
     "hardware_monthly": null,
     "cp_pct": 1.7,
     "cp_fixed": null,
     "cnp_pct": null,
     "cnp_fixed": null,
     "pci_monthly": 0,
     "monthly_minimum": null,
     "chargeback_fee": null,
     "contract_months": null,
     "payout_days": null,
     "interchange_plus": false,
     "price_is_from": false,
     "vat_basis": null,
     "notes": "Visa and Mastercard 1.70% flat rate. All payments are processed at flat rates. Customer refunds are free.",
     "min_monthly_volume": null,
     "max_monthly_volume": null
    },
    {
     "name": "Complete Solution bundle",
     "currency": "GBP",
     "monthly_fee": 54,
     "hardware_cost": 299,
     "hardware_monthly": null,
     "cp_pct": 1.7,
     "cp_fixed": null,
     "cnp_pct": null,
     "cnp_fixed": null,
     "pci_monthly": 0,
     "monthly_minimum": null,
     "chargeback_fee": null,
     "contract_months": 12,
     "payout_days": null,
     "interchange_plus": false,
     "price_is_from": true,
     "vat_basis": null,
     "notes": "Complete POS system for GBP 299, was GBP 849; twelve-month Complete Solution bundle at GBP 54/month.",
     "min_monthly_volume": null,
     "max_monthly_volume": null
    }
   ]
  },
  {
   "key": "mypos",
   "brand": "myPOS",
   "vendor_url": "https://www.mypos.com/en-gb",
   "pricing_url": "https://www.mypos.com/en-gb/pricing-and-fees",
   "markets": [
    "UK"
   ],
   "category": "reader",
   "parent_company": null,
   "parent_src": null,
   "price_published": true,
   "price_visibility": "published",
   "rate_disclosure": "full",
   "affiliate_brand": null,
   "pricing_url_uk": null,
   "_checked": "2026-08-25",
   "unconfirmed": [
    "hardware_cost",
    "vat_basis",
    "chargeback_fee"
   ],
   "plans": [
    {
     "name": "Pay as you go (under GBP 10k a month)",
     "currency": "GBP",
     "monthly_fee": 0,
     "hardware_cost": null,
     "hardware_monthly": null,
     "cp_pct": 1.1,
     "cp_fixed": 0.07,
     "cnp_pct": 1.3,
     "cnp_fixed": 0.15,
     "pci_monthly": null,
     "monthly_minimum": 0,
     "chargeback_fee": null,
     "contract_months": 0,
     "payout_days": 0,
     "interchange_plus": false,
     "price_is_from": false,
     "vat_basis": null,
     "notes": "No fixed monthly costs. Domestic consumer cards 1.10% + GBP 0.07 in person, 1.30% + GBP 0.15 online. Payout in seconds. myPOS publishes this rate for turnover under GBP 10,000 a month.",
     "min_monthly_volume": null,
     "max_monthly_volume": 10000
    },
    {
     "name": "Non-domestic and commercial cards",
     "currency": "GBP",
     "monthly_fee": 0,
     "hardware_cost": null,
     "hardware_monthly": null,
     "cp_pct": 2.85,
     "cp_fixed": 0.07,
     "cnp_pct": 2.9,
     "cnp_fixed": 0.15,
     "pci_monthly": null,
     "monthly_minimum": 0,
     "chargeback_fee": null,
     "contract_months": null,
     "payout_days": 0,
     "interchange_plus": false,
     "price_is_from": false,
     "vat_basis": null,
     "notes": "EEA consumer 2.20% + GBP 0.07; American Express 2.45% + GBP 0.07; all other consumer and commercial cards 2.85% + GBP 0.07.",
     "min_monthly_volume": null,
     "max_monthly_volume": null
    }
   ]
  },
  {
   "key": "cardnet",
   "brand": "Cardnet (Lloyds Bank)",
   "vendor_url": "https://www.lloydsbank.com/business/take-payments-with-cardnet.html",
   "pricing_url": "https://www.lloydsbank.com/business/take-payments-with-cardnet/our-prices.html",
   "markets": [
    "UK"
   ],
   "category": "countertop",
   "parent_company": "Lloyds Bank",
   "parent_src": "https://www.lloydsbank.com/business/take-payments-with-cardnet.html",
   "price_published": true,
   "price_visibility": "published",
   "rate_disclosure": "full",
   "affiliate_brand": null,
   "pricing_url_uk": null,
   "_checked": "2026-08-25",
   "unconfirmed": [
    "contract_months",
    "cnp_pct",
    "chargeback_fee",
    "pci_monthly"
   ],
   "plans": [
    {
     "name": "Castles Saturn terminal",
     "currency": "GBP",
     "monthly_fee": 23,
     "hardware_cost": null,
     "hardware_monthly": null,
     "cp_pct": 0.5,
     "cp_fixed": 0.03,
     "cnp_pct": null,
     "cnp_fixed": null,
     "pci_monthly": null,
     "monthly_minimum": 10,
     "chargeback_fee": null,
     "contract_months": null,
     "payout_days": null,
     "interchange_plus": false,
     "price_is_from": false,
     "vat_basis": "ex",
     "notes": "GBP 23 monthly rental + VAT. Visa Debit and Mastercard Credit 0.5% service charge plus GBP 0.03 authorisation. Minimum monthly charge GBP 10.",
     "min_monthly_volume": null,
     "max_monthly_volume": null
    },
    {
     "name": "Clover Flex",
     "currency": "GBP",
     "monthly_fee": 21,
     "hardware_cost": null,
     "hardware_monthly": null,
     "cp_pct": 0.5,
     "cp_fixed": 0.03,
     "cnp_pct": null,
     "cnp_fixed": null,
     "pci_monthly": null,
     "monthly_minimum": 10,
     "chargeback_fee": null,
     "contract_months": null,
     "payout_days": null,
     "interchange_plus": false,
     "price_is_from": false,
     "vat_basis": "ex",
     "notes": "GBP 21 monthly rental + VAT, with an optional GBP 10 SIM. Card-not-present adds 0.25%; the gateway is GBP 0.13 per transaction.",
     "min_monthly_volume": null,
     "max_monthly_volume": null
    }
   ]
  },
  {
   "key": "handepay",
   "brand": "Handepay",
   "vendor_url": "https://www.handepay.co.uk",
   "pricing_url": "https://www.handepay.co.uk/card-machines",
   "markets": [
    "UK"
   ],
   "category": "countertop",
   "parent_company": null,
   "parent_src": null,
   "price_published": false,
   "price_visibility": "quote_only",
   "rate_disclosure": "none",
   "affiliate_brand": null,
   "pricing_url_uk": null,
   "_checked": "2026-08-25",
   "unconfirmed": [
    "monthly_fee",
    "cp_pct",
    "cp_fixed",
    "cnp_pct",
    "cnp_fixed",
    "hardware_cost",
    "contract_months",
    "vat_basis"
   ],
   "plans": [
    {
     "name": "Card machine rental",
     "currency": "GBP",
     "monthly_fee": null,
     "hardware_cost": null,
     "hardware_monthly": null,
     "cp_pct": null,
     "cp_fixed": null,
     "cnp_pct": null,
     "cnp_fixed": null,
     "pci_monthly": 0,
     "monthly_minimum": 0,
     "chargeback_fee": null,
     "contract_months": null,
     "payout_days": null,
     "interchange_plus": false,
     "price_is_from": false,
     "vat_basis": null,
     "notes": "You will pay a rental fee for your card machine and then a small percentage of each transaction value. No minimum monthly service charge, authorisation fees or PCI fees.",
     "min_monthly_volume": null,
     "max_monthly_volume": null
    }
   ]
  },
  {
   "key": "revolut",
   "brand": "Revolut Reader",
   "vendor_url": "https://www.revolut.com/business/",
   "pricing_url": "https://www.revolut.com/business/revolut-reader/",
   "markets": [
    "UK"
   ],
   "category": "reader",
   "parent_company": "Revolut",
   "parent_src": "https://www.revolut.com/business/",
   "price_published": true,
   "price_visibility": "published",
   "rate_disclosure": "full",
   "affiliate_brand": null,
   "pricing_url_uk": null,
   "_checked": "2026-08-25",
   "unconfirmed": [
    "vat_basis",
    "cnp_pct",
    "cnp_fixed",
    "chargeback_fee"
   ],
   "plans": [
    {
     "name": "Revolut Reader (pay per transaction)",
     "currency": "GBP",
     "monthly_fee": 0,
     "hardware_cost": 49,
     "hardware_monthly": null,
     "cp_pct": 0.8,
     "cp_fixed": 0.02,
     "cnp_pct": null,
     "cnp_fixed": null,
     "pci_monthly": null,
     "monthly_minimum": null,
     "chargeback_fee": null,
     "contract_months": 0,
     "payout_days": null,
     "interchange_plus": false,
     "price_is_from": true,
     "vat_basis": null,
     "notes": "Pay-per-transaction pricing starts at 0.8% + GBP 0.02 for local consumer cards. Reader GBP 49 one-off. No subscription.",
     "min_monthly_volume": null,
     "max_monthly_volume": null
    },
    {
     "name": "Revolut Business Basic",
     "currency": "GBP",
     "monthly_fee": 10,
     "hardware_cost": 49,
     "hardware_monthly": null,
     "cp_pct": 0.8,
     "cp_fixed": 0.02,
     "cnp_pct": null,
     "cnp_fixed": null,
     "pci_monthly": null,
     "monthly_minimum": null,
     "chargeback_fee": null,
     "contract_months": 0,
     "payout_days": null,
     "interchange_plus": false,
     "price_is_from": true,
     "vat_basis": null,
     "notes": "Basic from GBP 10/month; Grow from GBP 30/month; Scale from GBP 90/month.",
     "min_monthly_volume": null,
     "max_monthly_volume": null
    }
   ]
  },
  {
   "key": "nexi",
   "brand": "Paymentsense (Nexi)",
   "vendor_url": "https://www.paymentsense.com/uk/",
   "pricing_url": "https://www.paymentsense.com/uk/pricing/",
   "markets": [
    "UK"
   ],
   "category": "countertop",
   "parent_company": null,
   "parent_src": null,
   "price_published": true,
   "price_visibility": "published",
   "rate_disclosure": "full",
   "affiliate_brand": null,
   "pricing_url_uk": null,
   "_checked": "2026-08-25",
   "unconfirmed": [
    "contract_months",
    "hardware_cost",
    "parent_company"
   ],
   "plans": [
    {
     "name": "Point of sale terminal",
     "currency": "GBP",
     "monthly_fee": 20,
     "hardware_cost": null,
     "hardware_monthly": null,
     "cp_pct": 1.4,
     "cp_fixed": 0.05,
     "cnp_pct": 1.4,
     "cnp_fixed": 0.05,
     "pci_monthly": 4.95,
     "monthly_minimum": 24.95,
     "chargeback_fee": 28,
     "contract_months": null,
     "payout_days": 1,
     "interchange_plus": false,
     "price_is_from": false,
     "vat_basis": "ex",
     "notes": "Terminal GBP 20.00 + VAT a month; debit and credit 1.40%, business cards 1.99%; 5p authorisation fee; minimum monthly service charge GBP 24.95; PCI DSS GBP 4.95 + VAT.",
     "min_monthly_volume": null,
     "max_monthly_volume": null
    },
    {
     "name": "Payment gateway (online)",
     "currency": "GBP",
     "monthly_fee": 9.95,
     "hardware_cost": 0,
     "hardware_monthly": null,
     "cp_pct": null,
     "cp_fixed": null,
     "cnp_pct": 1.4,
     "cnp_fixed": 0.05,
     "pci_monthly": 4.95,
     "monthly_minimum": 24.95,
     "chargeback_fee": 28,
     "contract_months": null,
     "payout_days": 1,
     "interchange_plus": false,
     "price_is_from": true,
     "vat_basis": "ex",
     "notes": "Gateway from GBP 9.95; online debit and credit 1.40%, phone 1.90%, business cards 1.99%; refund fee 50p.",
     "min_monthly_volume": null,
     "max_monthly_volume": null
    }
   ]
  }
 ]
}