Home equity loan (fixed) · United States
TD Bank Home Equity Loan: what $50,000 costs by the day you sell
We could not read this provider's cost terms. Its pages either draw the figures with scripts that did not run when we retrieved them, or refused our checker's connection. That is our limitation, not a refusal by the provider, and we will not put a number here that we did not read.
Everything below is what the provider does state publicly, with the parts it does not state marked as such.
What does the provider publish?
We could not read this provider's cost terms. Its pages either draw the figures with scripts that did not run when we retrieved them, or refused our checker's connection. That is our limitation, not a refusal by the provider, and we will not put a number here that we did not read.
| Term | As published | Where |
|---|---|---|
| Rate type | fixed | source |
| Flat fee | $99 | source |
| Closing costs | none, as published — Closing costs on lines/loans greater than $500,000 and all coops and investment properties (none stated for loans up to $500,000 other than the $99 origination fee). | source |
| Term options | 5, 10, 15, 20, 30 years | source |
| Minimum amount | $10,000 | source |
| Maximum amount | $500,000 | source |
| States | Rates may vary by state, and are based on the state in which the collateral property is located. | source |
Notes from the page; text in quotation marks is quoted verbatim. “APR figures are rendered by script and were not readable at https://www.td.com/us/en/personal-banking/home-equity/he-loan/heloan-rates ('APRs for Home Equity Loans range from % to %. The APR will not exceed 18%'). Rate shown includes discount of 0.25% requiring Automatic Payment Deduction from a TD Bank personal checking or savings account. Loan terms can range from 5 years to 30 years. Origination fee $99, assessed as a finance charge, at closing. $10,000 minimum loan amount; Offer valid on loan amounts up to $500,000. Closing costs on lines/loans greater than $500,000 and all coops and investment properties. Third Party Discharge Recording Fee of $0-$600 or higher, assessed when paying off and closing a secured loan.” checked 2026-08-25
States: not stated in the provider's published documentation (checked 2026-08-25).
Minimum credit score: not stated in the provider's published documentation (checked 2026-08-25).
Maximum combined loan-to-value: not stated in the provider's published documentation (checked 2026-08-25).
Minimum home value: not stated in the provider's published documentation (checked 2026-08-25).
Lowest published APR: not stated in the provider's published documentation (checked 2026-08-25).
Highest published APR: not stated in the provider's published documentation (checked 2026-08-25).
Annual fee: not stated in the provider's published documentation (checked 2026-08-25).
Early payoff: not stated in the provider's published documentation (checked 2026-08-25).
Early-payoff window: not stated in the provider's published documentation (checked 2026-08-25).
Early-payoff charge: not stated in the provider's published documentation (checked 2026-08-25).
Who owns it?
Owned by TD Bank, N.A.. Source. checked 2026-08-25
Where this leaves you
- You cannot budget from this page. Ask the provider, in writing, for the rate or the share, every fee, the term, and what you would owe if you sold in year 3, 5, and 10 on the value of your own home.
- Ask whether there is a cap on what you repay, and whether the starting value is adjusted below the appraisal. Those two terms move the answer more than the fee.
- Providers that do publish enough to compute are listed in the full list.
Who this page is not for
This is not a review. We have not used TD Bank, we hold no opinion on its service, and nothing here is a recommendation or advice. It answers one question: what the published terms turn into by the day you sell.
Sources
- TD Bank terms page. checked 2026-08-25
- Ownership source. checked 2026-08-25
- data.json — the row behind this page, with the source URL and check date on every figure.
Related
- Every product we hold, and which publish enough to compute
- Put your own home value and sale year in
- The three numbers that decide what home equity costs
- How these figures are produced
Written by Kaz (pen name). Figures are copied from providers' published pages on the dates shown. We have not used these products. Corrections: contact form.