Before You SignWhat business finance actually costs, in the UK and the US

About this site

A one-person publication about the cost of business finance in the UK and the US. No lending, no broking, no advice.

Last reviewed September 2026


Before You Sign is an independent publication that explains what business finance costs in the UK and the US, built from lenders' and regulators' own published documents, run by one person. It is not a lender, a broker, an adviser or an intermediary, and it is not owned by or affiliated with any provider named on it. The publisher can be reached through the contact form; how the site is funded is on the disclosure page.